Question 1

What is The Medical Exchange?

Accepted Answer

The Medical Exchange (hcc.exchange) is the world's first health commodity cryptocurrency exchange. Users earn Health Coin (HC) through verified health activities in the NexusOrb app, then trade HC and HCC on the open market.

Question 2

How do I earn HC and HCC?

Accepted Answer

HC is earned through verified health activities in the NexusOrb app including gym visits, step tracking, clinical appointments, medication adherence, and preventive screenings. Each activity mints HC directly to your wellness wallet.

Question 3

Is The Medical Exchange regulated and IRS compliant?

Accepted Answer

HC and HCC are classified as digital commodities under IRC §1221. The Medical Exchange provides full IRS Form 1099-B reporting, FIFO cost-basis lot tracking, and W-9/KYC compliance. Wellness-earned tokens have zero cost basis per IRC §61.

Question 4

Is The Medical Exchange HIPAA compliant?

Accepted Answer

Yes. The Medical Exchange is built on HIPAA-compliant infrastructure with zero PHI on the exchange. All health data remains in the NexusOrb secure enclave. The exchange processes only anonymized token quantities.

Question 5

How do I withdraw my earnings?

Accepted Answer

You can sell HC or HCC for USD on the exchange, then withdraw via ACH bank transfer or debit card through our Stripe-powered fiat off-ramp. USD withdrawals settle in 1–2 business days.

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